Dayton Ohio Short Sales Experts

If you are looking for a way to avoid foreclosure or stop foreclosure a short sale my be the best option for you.  BEFORE you consider a Dayton Ohio short sale you really need to talk over your options with a SHORT SALE EXPERT.  You see any agent can claim to be a Dayton Ohio Short Sale Expert and have nothing to really show for it...

Are you stressed out?  Need some help?  Just want answers to your questions?  That is what we do and I hope this short list of questions to ask about Dayton Ohio Short Sales helps...

Questions to ask the agent you are talking with about a short sale.

1. Are they a Realtor and how long have they been licensed?

2. How many short sales have they ACTUALLY closed in the last year?

3. What SHORT SALE SPECIFIC training have they had?  HINT... a one day short sale class is not enough...

4. Can they tell you about all your options, NOT JUST a short sale?  HINT... there are over 5...

5. Do they have a Dayton Ohio Short Sale package to protect you and make sure you understand EVERYTHING...  HINT... our Dayton Ohio Short Sale package is 16 pages long...

6. Do they have a team of real estate professionals working for them?  HINT... I mean REALLY working for them, NOT a list of office staff, office managers/brokers, mortgage reps, title reps, inspectors, etc. that they CALL their TEAM???

7. How many Dayton Ohio short sale listings do they currently have for sale?  HINT... YOU DO NOT WANT TO BE THE ONLY ONE...  Let someone else be their learning experience...

8. There are so many other questions that you should ask but this list will get you stated on the right path.  If you don't like the answers you hear or want to interview our team of Dayton Ohio short sale experts please call us now to schedule an evaluation.  (always honest and no pressure)

Looking for a Dayton Ohio Short Sale home for sale?

Check out some of our Dayton Ohio area Short Sale listings This is just a sample of all the homes that are available to you as a buyer.  And having true short sale EXPERTS helping you purchase a short sale home can save you thousands of dollars and months of wasted time...

We look forward to talk with you all soon.

As always, thanks for reading and please feel free to contact us with any questions at 937-353-4600 or Mark@MarkRyanGroup.com

Foreclosure and Short Sale Homes a problem?

I don't know if you all saw the Dayton Daily News story today about the Dayton Ohio Real Estate foreclosure problems.  As we have discussed in the past they point out that Dayton Ohio has been hit very hard and in fact Montgomery County is second only to Cuyahoga co. for 2007.  The Mortgage Bankers Association found that Ohio was first in foreclosure inventory at the end of 2007.  Dayton Ohio is with out a doubt being hit very hard and has been for some time.  Lets look at some numbers for the greater Dayton area:

Dayton area Foreclosure Charts

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As always, thanks for reading and please feel free to contact us with any questions at 937-353-4600 or Mark@MarkRyanGroup.com

Beginning March 7th there is new buying power in Dayton Ohio Real Estate.  The Department of Housing and Urban Development, HUD, has authorized the raising of loan limits to $271,050 to $729,750 in high cost areas.  Dayton Ohio Mortgage Brokers should all be able to offer these new limits to potential buyers.

Robert C Weaver Federal Building that houses HUD in DC

Dayton Ohio Mortgage Brokers See Increased Dayton FHA Mortgage Limits

The new loan limits will effect all counties surrounding Dayton Ohio.  Dayton Ohio Mortgage Brokers are now able to offer the following new Dayton FHA Mortgage limits for these areas:

• Montgomery County - $271,050
• Greene County - $271,050
• Butler - $337,500
• Warren County - $337,500

These counties will include these neighborhoods: Centerville, Springboro, Washington Township, Dayton, Kettering, Oakwood, Bellbrook, Sugarcreek, Beavercreek, Fairborn, Franklin, Middletown, Waynesville, Xenia and several more.  For a complete list of Counties in Ohio visit Hud's website.

For more information on several of these communities you can visit: Dayton Ohio Communities.

What does this mean for Dayton Ohio Real Estate?

This temporary increase in the Dayton FHA Mortgage limits should enable Dayton Ohio Mortgage Brokers to offer more stable loans to borrowers.  It will help to provide economic stability to Dayton Ohio residents and also hope to bring some much needed relief to the Dayton Ohio Real Estate Market.  This should inject much needed liquidity into the Dayton Ohio Real Estate market.

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As always, thanks for reading and please feel free to contact us with any questions at 937-353-4600 or Mark@MarkRyanGroup.com

We need to Stop Foreclosures...says Fed Chair.

Fed Chair Bernanke spoke today on the serious problems facing the national real estate market and his statements ring very true here for our Dayton Ohio Real Estate market.  You see the Dayton Ohio real estate market was 15th in the nation for 2007 to total percentage of households being foreclosed on.  The Dayton Ohio real estate market saw 14,285 foreclosure filings, up aver 145% over 2006.

Foreclosure impact on Dayton Ohio real estate:

According to Bernanke, the current mortgage delinquency rates have increased sharply and that is exacerbating the contraction in the housing sector.  So what can be done to reduce and stop foreclosure?

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As always, thanks for reading and please feel free to contact us with any questions at 937-353-4600 or Mark@MarkRyanGroup.com